This module will help you understand how to recover from credit and financial hardships. It also includes the following: What happens when you do not pay your bills Understanding dischargeable and
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In this workshop you'll learn how developing a spending plan can help you reach your financial goals.  This module also includes the following: Why you should budget How to balance
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This module will help you understand how developing a spending plan can help you obtain your dreams of home ownership.  This module also includes the following: Why you should budget
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This module will help you understand the importance of credit and how to establish a good credit history.  This module also includes the following: What are credit reporting agencies? What
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This module will help you understand the mortgage loan officers’ role in the homebuying process.  This module also includes the following: How to find a mortgage lender How to apply
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This module helps you understand the role of a real estate professional.  This module also includes the following: Why do I need to work with a Real Estate Agent? When
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Workshop A: In this course, we will cover the basic role of a housing counselor. Students will learn the basic financial management principles and assessment tools that every certified counselor
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Workshop B: In this course we go deeper into the role of the housing counselor. Student will learn how the counselor will utilize the budgeting and banking tools to demonstrate
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Workshop A: In this course we will cover the basic formulas for assessing an individual’s readiness to buy. The student will learn how a housing counselor recommends homeownership readiness based
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Workshop B: In this course we will cover basic mortgage products. The student will learn the basic conventional and government issue housing mortgages that support evolving financial profiles. In addition,
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