Workshop A: In this course we will cover the basic formulas for assessing an individual’s readiness to buy. The student will learn how a housing counselor recommends homeownership readiness based on sound financial principles such as: debt-to-income ratio credit history This course will also cover executing cost analysis of renting vs. buying.
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Workshop B: In this course we will cover basic mortgage products. The student will learn the basic conventional and government issue housing mortgages that support evolving financial profiles. In addition, the student will be introduced to the complexity of identifying guidelines from lenders and the requirements to meet.
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Under the Fair Housing Act, it is unlawful to be denied housing sales, rentals, and financing based on race, color, religion, national origin, sex, disability, or familial status. Use the Zoom link to access this virtual class on Thursday, March 4th at 7pm.
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Learn to recognize signs and evidence of potential housing discrimination, and how to file a complaint. Use the Zoom link to access this class on Thursday, March 11th at 7pm.
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Learn how to evaluate readiness to purchase a home. Also, learn about the professionals involved in the selection and purchase of your home, as well as the financing process.
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This course is part of an 8-hour requirement split into a 4-class series. The 4 required classes are scheduled as follows: March 20, 2021 1:00pm - 2:30pm March 27, 2021 1:00pm - 2:30pm April 10, 2021 1:00pm - 2:30pm April 17, 2021 1:00pm - 2:30pm Once this 4-part course is completed, you will receive a
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Learn how to successfully fulfill your ongoing responsibilities as a homeowner and understand the importance of continued financial management to maintain your property.
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