This module will help you understand how developing a spending plan can help you obtain your dreams of home ownership. This module also includes the following: Why you should budget How to balance income and expenses The difference between fixed and variable expenses How to use power pay to reduce your debt
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This module will help you understand the importance of credit and how to establish a good credit history. This module also includes the following: What are credit reporting agencies? What is credit scoring? How to improve your credit Avoiding Identity Theft
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This module will help you understand the mortgage loan officers’ role in the homebuying process. This module also includes the following: How to find a mortgage lender How to apply for a mortgage loan The difference between pre-qualification and pre-approval Understanding principal, interest, taxes and insurance
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This module helps you understand the role of a real estate professional. This module also includes the following: Why do I need to work with a Real Estate Agent? When should I look for a Real Estate Agent? What is a Buyer-Broker Agreement? How are Real Estate Agents paid?
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